fbpx
Financial Planning
Independent Impartial Advice
UK Property Investment
More Affordable Than You Think
Health / Life Insurance
Do you have the right coverage?
TALK TO AN ADVISER

Terms of Use

The website you have entered (it’s sub-domains, affiliated websites, any mobile versions, and any services available therefrom) is a copyrighted work owned and operated by Neba Wealth Management. By accessing or using the site, you hereby affirm that you have the right, authority, and capacity to enter into the following terms and conditions (the “terms”). These terms together with the privacy policy constitute a legal agreement between you and Neba Wealth Management. If you are under 18 years old, your parent or legal guardian must read, understand, and agree to these terms on your behalf prior to your use of the site. If you do not agree to these terms or have not obtained your parent or legal guardian’s consent to agree to these terms, do not access or use the site. In no event may you use this site if you are under the age of 13. Your use of the site constitutes acceptance of these terms.

  1. CHANGES TO THE SITE OR TERMS

Neba Wealth Management reserves the right, at any time, to modify, suspend, or discontinue this website (in whole or in part) at its sole discretion with or without notice to you. You agree that Neba Wealth Management will not be liable to you or to any third party for any modification, suspension, or discontinuation of this website or any part thereof. Neba Wealth Management further reserves the right, at any time, to revise these Terms or to impose new terms and conditions with respect to access or use of the Site, the Content, or any other matter, in its sole discretion. Any modification to the Terms shall become effective when posted. Any access or use of this site or any content by you after the posting of the revised Terms shall constitute your agreement to such revised terms. No modification to these Terms shall be valid or enforceable against Neba Wealth Management unless expressly agreed to by Neba Wealth Management in a writing signed by a duly authorised officer of Neba Wealth Management.

  1. TERM AND TERMINATION

These Terms will remain in full force and effect while you use this website. Neba Wealth Management may terminate these Terms or discontinue operation of this website without notice to you, at any time and for any reason, in our sole discretion, without liability, including but not limited to if you breach any of these Terms. In the event of termination of these Terms with respect to you, you will no longer be authorised to access or use this website or any Content. In the event of a termination of these Terms or termination of your access to and use of this website, Sections 3 to 14 of these Terms shall survive and continue in full force and effect. Further, all rights granted by you shall remain in full force and effect and Neba Wealth Management shall be permitted, but shall not have any obligation, to delete any of your personal data collected in the operation of this website unless otherwise required by law.

  1. SITE LICENSE; SITE CONTENT

A) License. Subject to these Terms, Neba Wealth Management grants you a non-transferable, non-exclusive, revocable, limited license to use and access this website solely for your own personal, non-commercial use. Unauthorised access to or use of this website or the Content is a breach of these Terms and may be a violation of the law. B) This website Content. Unless specifically permitted herein, no information, materials, files, videos, or other content (collectively “Content”) comprising, contained in or distributed through this website may be reproduced in any form or used by you without the prior written consent of Neba Wealth Management. This website and the Content found therein are the property of Neba Wealth Management, its licensees and/or licensors. This website and the Content are protected by copyright laws and international treaty provisions. You acknowledge that Neba Wealth Management or its clients, business partners, licensees or licensors (as applicable) own and shall retain the exclusive right, title and ownership in and to all copyrights, trade secrets, trademarks and other intellectual property and proprietary rights in this website and all Content. You agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor or copy any part of this website or any of the Content. You agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, disassemble, decompile, attempt to obtain the source code of, grant a security interest in, publicly perform, publicly display, transfer or exploit the website, the Content, any technology or software relating thereto, or any portion of any of the foregoing. All copyright, trademark, or other proprietary notices on this website or any Content must be retained and displayed at all times.     4. DISCLAIMER OF WARRANTIES AND REPRESENTATIONS This website and the content contained in and disseminated from this website are provided “as is,” “as available,” and without warranty or representation of any kind, either express or implied, including but not limited to the implied warranties of merchantability, non-infringement, accuracy, and fitness for a particular purpose (all of such implied warranties and representations being hereby expressly disclaimed). You assume the entire risk (i) as to your access to and use of this website, and your selection and use of any content obtained through or from this website; and (ii) that this website and/or the content will meet your requirements, be accurate or reliable, have any level of quality or meet your expectations. Neba Wealth Management makes no warranty or representation that your access to and use of this website or the content will be uninterrupted, virus free, error-free or completely secure. you are solely responsible for any damage to your computer system hardware or software, or for any loss of data or other damages, relating to your use of this website or content. No advice, information or content, whether oral or written, obtained by you from, through or in connection with your use of this website or the content, will create or provide any warranty or representation on the part of Neba Wealth Management (as hereinafter defined). Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. In such jurisdictions, the liability of Neba Wealth Management shall be limited to the greatest extent permitted by applicable law.

  1. USER CONDUCT; PROHIBITED ACTIVITIES

You agree that you shall not post, publish, submit or otherwise disseminate through the Site any content or other information:

  • That is known by you to be false, inaccurate or misleading;
  • That violates, infringes or misappropriates any third party’s copyright, patent, trademark, trade secret, right of privacy, right of publicity or other intellectual property or proprietary right;
  • That violates any law, statute, regulation, rule or ordinance (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination or false advertising)
  • That is, or may reasonably be considered to be, defamatory, libellous, hateful, profane, abusive, racially, religiously, or otherwise biased or offensive, unlawfully threatening or unlawfully harassing to any individual or entity, or otherwise contains foul language;
  • That contains any computer viruses, worms or other potentially damaging computer programs or files

In addition to the foregoing, you agree not to:

  • Download or upload any content or material that you know or reasonably should know cannot be legally obtained in such manner;
  • Restrict or inhibit any other user from using and enjoying any area within this website;
  • Collect or store personal information about other users of this website, or submit personal data on this website without their express permission and authority to do so;
  • Attempt to access or use this website or the Content after your access or use has been terminated;
  • Affect the way this website displays Content (including any pages contained therein) other than through adjustments to your browser or display settings to facilitate your personal viewing of this website;
  • Use any automated means to access or use this website or to collect any Content contained therein;
  • Modify or create variant versions of Neba Wealth Managements’ name, trademark or logos;
  • Interfere with or disrupt this website or the infrastructure;
  • Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through this website or to manipulate your presence on this website;
  • Take any action that imposes an unreasonable or disproportionately large load on this website or its infrastructure;
  • Engage in any acts or omissions that could constitute a violation of applicable laws, statutes, regulations, rules or ordinances.

You agree to notify us if you suspect any activity in violation of these Terms and cooperate with our investigation of such violation.

  1. THIRD-PARTY LINKS

This website may contain links to third-party websites and services for third parties (collectively, “Third-Party Links”). Such Third-Party Links are not under the control of Neba Wealth Management, and Neba Wealth Management is not responsible for any Third-Party Links. Neba Wealth Management provides access to these Third-Party Links only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Links. Your interaction with all Third-Party Links is at your own risk. When you click on any of the Third-Party Links, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices.

  1. COPYRIGHT AND TRADEMARK INFORMATION

© Neba Wealth Management 2019. All rights reserved. Your use of any trademarks, service marks, branding, logos, and designs owned or licensed by Neba Wealth Management or any of its clients is prohibited without the prior written consent of Neba Wealth Management or the consent of the third party that owns the trademark.

  1. PRIVACY

Certain information collected from you or about you in the course of your using this website is subject to our Privacy Policy which is incorporated into these Terms by reference and may be revised from time to time as provided therein. You acknowledge, agree and consent to the information collection, distribution and other terms, conditions and matters set forth in the Privacy Policy.

  1. NOTIFICATIONS

We may be required by law to notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on this website or delivering them to you through email if you have previously provided your email address to us. If you do not provide us with accurate information, we cannot be held liable if you do not receive notice.

  1. GOVERNING LAW

This website is controlled and managed by Neba Wealth Management from its offices in Kuala Lumpur. These Terms shall be governed by and construed in accordance with the laws of Malaysia, without reference to its conflicts of laws principles. By using this website, you submit to the exclusive Malaysia law to resolve any dispute arising out of or in connection with these Terms, this website or the Content, and waive any objections thereto including those of inconvenient forum or similar defences. You must not use this website or the Content in countries where it is restricted, prohibited or limited by local law, regulations, codes or customs. Neba Wealth Management makes no warranty or representation that this website or the Content is appropriate or available for use in locations outside Malaysia.

  1. USERS OUTSIDE OF MALAYSIA

If you (a) are using this website from a country embargoed by Malaysia (b) are on Malaysian Governments list of “Specially Designated Nationals,” you agree that you will not conduct any commercial activities through this website and will not otherwise use this website or any related services in violation of Malaysian export control laws or regulations.

  1. LIMITATION OF LIABILITY

To the maximum extent permitted by law, in no event shall Neba Wealth Management and/or their respective officers, directors, trustees, members, managers, employees, agents, identified site sponsors, or representatives (all of the foregoing, collectively, the “Neba Wealth parties”) be liable to you for any direct, indirect, consequential, incidental, special, punitive or exemplary damages (including without limitation, damages for loss of personal or business profits, business interruption, loss of personal or business information, or other loss or damage) arising out of or related to these terms or arising out of the access or use, or inability to access or use the site and/or its content, even if they have been advised of the possibility of such damages or if such damages are otherwise foreseeable, and regardless of the nature of the cause of action or theory asserted (e.g., whether in contract, tort or otherwise). access to, and use of, this website and content is at your own risk and discretion and you will be solely responsible for any damage to your device or computer, or loss of data resulting therefrom. If, notwithstanding the provisions of the terms, any of the Neba Wealth Management parties is found to be liable to you for any damage or loss which arises out of or is in any way connected to your access to or use of the site, the content or otherwise, to the maximum extent permitted by law, the aggregate liability of the Neba Wealth Management parties shall in no event exceed £100 GBP. You agree to use your best efforts to mitigate any damages or losses you may suffer in connection with your access to and use of this website and the content.

  1. INDEMNIFICATION

You agree to defend, indemnify and hold harmless Neba Wealth Management, its affiliates, licensees, vendors, partners, identified website sponsors, and each of their respective directors, officers, members, managers, employees, agents and representatives from and against any and all claims, actions, losses, damages, liabilities, judgments, settlements, costs and expenses (including, but not limited to, reasonable solicitors’ fees and court costs) arising out of or relating to (a) your breach of these Terms or any applicable laws or regulations, (b) your access to or use of this website and/or the Content, (c) your violation, breach or misappropriation of a third party’s copyright, patent, trademark, trade secret, right of privacy, right of publicity, or other intellectual property, proprietary or other right, (d) your tortious acts including, without limitation, defamation, and/or (e) any claims you may raise against third parties relating to third-party products or services. We reserve the right to assume, at our expense, the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defence of such claims. If we assume such defence, we will be responsible solely for our legal fees in connection with such defence and all other losses, damages, liabilities, judgments, settlements, costs and expenses shall be your sole responsibility.

  1. MISCELLANEOUS

These Terms constitute the entire agreement between you and us regarding the use of this website. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. If you have questions or comments, please contact us at info@nebawealth.com.