The 3 Basic Ingredients of Structured Products
Although there are endless possibilities with Structured Products and their fancy features, good product design is as simple as would be better. Here are the 3 basic features that you need to know. 1. Underlying Assets The performance of a Structured Product is dependent on its Underlying Assets, which are usually equities or indices. For […]
Millennials Need An IFA
Today, investing is far easier than it has ever been. Anyone can register for an account on one of hundreds of online investment platforms, click a few buttons and voila! Investing! However, if you read the disclaimer on any of these platforms, it is clearly stated that between 70% and 90% of investors lose money […]
Property or The Stock Market? Which is Currently Best for An Investor?
A question when raised amongst a group of close friends discussing their respective financial planning ideas in the Pub on any Friday night, would provide a wide range of opinions, theories and personal preferences, in short, a lot of diverse thoughts further complicated by the influences of the vast amount of statistical information available, most […]
What Should Clients Look for When Choosing An Adviser?
1. Purposeful: They have a clear mission to serve clients and help them reach their goals. Great advisors want to do great work for their clients. They stake their business on doing the right thing—and know that business success will follow. 2. Inquisitive: They work hard to uncover what’s truly meaningful to their clients. Engaged […]
Being Investment Wise and Socially Green
In the dim and distant past, people could be “confused” when it came to expressing the investment requirements for their hard-earned capital, with high returns coupled with low risk to their capital being a popular request. Nowadays however, they are not only interested in the financial outcomes of their investments, but also the impact their […]
Are Structured Products Risky?
Structured Products are generally no riskier than other financial instruments available in the market. Read on to find out how we dispel the common misconceptions about Structured Products. MYTH: Structured Products are investments connected to highly volatile underlying. FACT: The underlying assets in Structured Products are usually commodities, equities, indices, forex, or funds. As such, […]
The Benefits of Multi-Asset Funds
When considering an investment, you have probably heard the expression “Don’t put all your eggs in one basket.” Yes, we’ve heard it over and over. If you want to make money and avoid big losses, you have to diversify. For many investors, diversification is the holy grail. But creating a portfolio which covers different asset […]
Financial Mistakes to Avoid for Every Decade of Your Life
Every one of us make mistakes with money. We do not save enough or we spend too much on something silly. Sometimes, we sell our shares too soon or too late. It is likely that we would still be making money mistakes well into our 60’s. Here are the financial slip-ups to watch out for […]
Pension Transfer
If you are a UK resident having moved abroad, it is likely you have built up a number of separate pensions. You have the option of keeping your existing UK pension plan(s) or transferring them into some other retirement pension scheme. Here are 10 of the most overlooked considerations which you may want to consider. […]
What Happens When You Open Up About Money?
Discussing matters of money does not come naturally. Talking about our finances, such as how much we earn or hold in savings, is taboo for many of us. It is no wonder, then, that we are often unable to open up to even close family members about our financial affairs. For women, this might come […]