Structured Savings Plans
A Structured Approach to Long-Term Saving
Structured Note Solutions
Strategies that use structured notes from established financial institutions, designed to manage downside exposure while providing access to market growth.
Managed Market Exposure
Designed to provide access to stock market growth while seeking to limit exposure to market downturns.
Flexible Solutions
Flexibility to choose a plan that fits individual needs with 10, 15 and 20 year options
Related services: global investments and insurance protection.
Why Consider Regular Saving?
There are various reasons why saving on a regular basis into an offshore savings plan is beneficial and should be considered as part of a person’s wealth management plan. Three key ones are:
- Dollar Cost Averaging
- A Clear plan/strategy
- Tax efficiency
It is far too easy for people to neglect their savings where they do not have a strict plan set out in front of them.
The key is to “Pay yourself first and spend later”. This is the concept of ensuring your bills/expenses are covered, your savings plan is funded and THEN you spend on your more luxury expenses.
Structured Return Profiles
Each plan has a structured return profile linked to its term. Speak to a NEBA adviser to understand how the structure works and whether it suits your circumstances.
10-year term
Structured return profile over a 10-year term.
15-year term
Structured return profile over a 15-year term.
20-year term
Structured return profile over a 20-year term.
Tax-Efficient Structure
These plans use a wrapper structure linked to the underlying assets. Tax treatment depends on your jurisdiction and personal circumstances — a NEBA adviser can explain how this may apply to you.
*NEBA recommend you meet with one of our qualified Advisers who can assess whether this product is suitable for your individual circumstances.